Talk and Act
Saving Money. Being thrifty. Being Tight. Whatever you want to call it, the everyday US consumer has to know it. The great financial boom in the early 2000s has given way to the worst economic crisis since the great depression. We Have seen the prices of houses drop drastically and the record number of people declaring bankruptcy and defaulting over their mortgages. My belief is that if we knew how to handle money when times were good, then many would have been saved from a lot of heartache. The principle is similar to Joseph in the bible where he predicted 7 years of good times followed by 7 years of drought. He had the insight and advice to the Egyptian Pharaoh to ask him save during the good times so that there was enough during the tough times. It would appear that principles from over 3000 years ago would still apply now.
Unfortunately it would appear that many squandered their wealth and good times without any forward planning. And this lack of planning has cost many people their livelihoods. However I believe there is a swing back towards a more moderate lifestyle, obviously because it has been forced upon them. But I would also like to suggest there are ways to save money that can also be fun!
The greatest expense that occur in households outside the mortgage and rents is the grocery bill. Below are some tips on how to save at the grocery store.
Use Coupons: I cannot stress this enough. There has been an explosion in the popularity of using coupons where companies that are doing it tough and some not doing it tough are using coupons to attract new customers and service current consumers. Use the Internet to do your search and come up with the best and use all available coupons. Sites like coupons.com or FreeStuff4Free.com will provide plenty of functional coupons that will save you lots of money. Many coupons are covered from a range of categories as well as a wide range of freebies.
Seek out supermarkets that will double or triple your coupons. In addition to the above point, this is where the power of couponing really shines. Combining a coupon with a sale when the store doubles or triples your coupon can bring you prices down to just pennies instead of dollars. In my area the stores that double, and sometimes triple coupons, are stores that I used to avoid because their overall prices seemed very high to me. I’m fortunate that they are close and compete with each other.
Avoid pre-packaged snacks. Individually-wrapped packages of biscuits, chips, cheese products looks great and maybe convenient but you are ultimately paying for it with your hard earned cash. When you do some basic estimates the per-unit prices for these items is astronomical than if you purchased the products on their own and put it together yourself. Unless you’re getting the items as freebies, stay well clear of these goods.
And so whilst the world may be slowly recovering from this economic mess, you yourself can contribute positively by pulling yourself out of the hole and learning some principles to help restore confidence.
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Posted in Tips · March 7th, 2010 · Comments (0)
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