Talk and Act

What Will You Decide To Purchase A New Or Used Truck – The Best Decision Depends On Money And Credit Ratings

Tell somebody you write about used cars for a living and after the typical reply of, “Really?” there is always a follow up question: Either it’s “Is now a good time to purchase a used automobile?” Or, “Is now a good time to purchase a new automobile?” I hate to sound like a used automobile salesman, but BOTH are the wrong questions to ask.

Instead, when it’s time to purchase your next automobile, in this current economy, the question you need to ask is: I have x amount of cash – should I purchase used or new? Let me take you through the steps with some examples from mid-March 2009. I don’t normally date my used car advice, but I feel compelled to with the way the price of used and new cars continues to fluctuate.

I’m going to break this down into three categories:

• $10,000 To Spend

This category is a no-brainer in my humble opinion. You have to go with a used car here because the new automobiles in this price category are the most basic of transportation and generally lacking in some basic safety equipment.

• $15,000 To Spend

Similar thoughts here but your selection starts to widen in new cars with some great safety features for not a lot of cash. Obviously, I write about used automobiles, so I am biased towards them. Thanks to a truly churlish economy you can still find a wide selection of three-year old used vehicles for $15,000 that are going to fit your every need. I’m not going to make the final call here – you are. In this category, if you can find a new automobile that meets your needs, purchase it, but only if you can get fantastic financing and cash back from the new automobile dealer. It’s the financing that is going to be the final decision maker here.

• $20,000 To Spend

As you find yourself with more cash to spend, the arrow tilts more favorably toward used automobiles. The simple reason is luxury. You can find some amazing deals on luxury automobiles in this price area. A used 2006 Cadillac DTS with less than 50,000 miles on it can be yours for about $19,900. I once drove a 2006 Cadillac DTS behind a Corvette on a secluded country road and easily kept pace. I’ll admit the driver in front did lose me once we hit some twisty roads. Another example of a good bargain is a 2004 Lexus ES 330 with just under 30,000 miles can be had for about $16,900.

So, if you want some luxury in your life, but don’t have an exceedingly fat bank account, a used car in the below $20,000 range is going to be your best bet.

• $25,000 To Spend

Frankly, if you have $25,000 to spend on a used automobile, you’re going to have to make this decision based on your ability to get financing and cash back from the new car dealer. There are a lot of great used automobiles to love in this price range. For example, a Certified Used 2006 Mercedes-Benz C350 4MATIC AWD Sedan with less than 31,000 miles can be bought for $24,900. Or, a certified used 2006 Volvo XC90 AWD 2.5T 7-Passenger with 26,500 miles on the odometer can be yours for a buck under $25,000.

No matter what you choose, the best prices are normally found online. The only downfall is these cars are normally pretty far away. But, you can take a small portion of the money you save to hire a auto transport company. Most car transport companies give fair prices for car shipping services.

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Posted in Cars and Trucks · July 30th, 2010 · Comments (0)

Having A Car Is Always Useful

Car can be very useful in your daily life so make sure you buy a car. The cars can come in handy when you go shopping or if you want to go to someone’s house. There are eco friendly cars out there which are very inexpensive to run. Looking at the long term these cars will be cheaper than the public transports. There are various reasons why people own a car, for work, domestic use, fun use etc.

People who work shift hours in police or as security guards, the car is vital for them. In banks and hospitals security guards have to work over night. If they do not have cars how will they get back home from work? That’s why it is very important to own a car. People living in London might say they don’t need car because public transport is very good there. That’s great catch the public transport, I can’t argue with that but I would like to point out what happens when you go visit someone who lives in Worthing, there is no straight public transport there and if there is then you have to reach on time. With the car you can relax and take your time. With public transport you are always worried about times, if you will miss or not then you have to wait for another one if you do miss it, it is a hassle if you think about it. These are the times when cars can be very useful.

I purchased a new Volvo few weeks ago now I am never late at work, I can go late night shopping, I can go visit my friends anytime and more. I can easily drive anywhere I want. I won’t have to worry about the times of public transport. I can go shopping anytime I want. Now I can tell my girlfriend I will pick you up other than can you pick me up please. Volvo is good but I want to sell it for a new Audi r8 because that is what I want to drive.

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Posted in Cars and Trucks · July 29th, 2010 · Comments (0)

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